Ira Urban Co-operative Credit Society

Secure & Transparent Financial Services for Your Prosperity

5%
Savings Interest Rate
12%
Maximum Savings Return
₹10K
Unsecured Loan Limit
90%
Asset Value Loan

Our Financial Services

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Zero Balance Savings Account

Start your financial journey without any initial investment required.

  • No minimum balance requirement
  • 5% annual interest rate
  • Easy account opening process
  • Digital banking facilities
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Regular Savings Plans

Flexible savings options with attractive interest rates for your future security.

  • Daily, weekly, or monthly deposits
  • 6% to 12% interest rates
  • Flexible contribution amounts
  • Goal-based savings
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Personal Loans

Quick and hassle-free personal loans without collateral requirements.

  • Up to ₹10,000 unsecured loans
  • 12% competitive interest rate
  • Quick approval process
  • Flexible repayment terms
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Secured Loans

Gold loans and home loans with competitive rates and high loan-to-value ratios.

  • 80% to 90% of asset value
  • Gold loan facility
  • Home loan services
  • Competitive interest rates
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Investment Schemes

Monthly investment plans tailored to your financial goals and capacity.

  • Customized investment plans
  • Risk-assessed portfolios
  • Regular returns
  • Professional guidance
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Member Benefits

Exclusive benefits for our valued members including dividends and rewards.

  • Annual dividend payments
  • Attractive gifts for shareholders
  • Member-only privileges
  • Community events

About Ira Urban Co-operative Credit Society

Niyojit Ira Urban Co-operative Credit Society Limited is a newly established modern cooperative credit institution, founded in July 2025 with the vision of providing secure and transparent financial services to common citizens.

Built on a strong foundation of financial experience and trust, our society has received primary approval and will be fully operational within the next 3 months. We are committed to contributing to the financial progress of our members and the community.

Our approach combines traditional cooperative values with modern banking practices, ensuring that every member receives personalized attention and access to comprehensive financial solutions.

Our Mission

To provide secure and transparent financial services to common citizens and contribute to their financial progress.

Our Vision

To promote financial literacy and work towards the prosperity of our members with complete transparency and trust.

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Get in Touch

Contact Information

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Address
Solapur, Maharashtra, India
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Phone
+91-9595552587
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Digital Payments
Paytm, PhonePe, Google Pay
+91-9595552587
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Banking Details
The Solapur District Central Co-Op. Bank Ltd.
IFSC: YESB0SDC001
A/c: 110002790005603

Send us a Message